Occasionally Mortgage Shop's comments are featured in the press, here you will find some examples of news stories that we have appeared in from Birmingham Mail
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After Christmas, Nationwide - the UK's biggest building society - has announced rate cuts on selected mortgages including some fixed-rate mortgages. Nationwide has finally taken the opportunity to cut most of its fixed rates from TOMORROW. After Christmas, Nationwide - the UK's biggest building society - has announced rate cuts on selected mortgages including some fixed-rate mortgages. Experts discuss: https://www.birminghammail.co.uk/news/cost-of-living/nationwide-announces-new-rules-account-28498630
Santander has revealed that, on Wednesday 29 November, it is reducing selected residential and buy-to-let fixed rates in the new business and product transfer ranges. In terms of new business, selected standard residential fixed rates will be reduced by between 0.03% and 0.27%, and selected New Build exclusive fixed rates will be reduced by between 0.05% and 0.29%. Financial Experts give their opinions: https://www.birminghammail.co.uk/news/midlands-news/santander-announces-new-rules-mortgage-28189029
Halifax has just announced selected fixed rate cuts, which will go live from tomorrow. Halifax has delivered a "a massive mortgage curveball" as it cuts fixed rates. Halifax has just announced selected fixed rate cuts, which will go live from tomorrow. With a number of other major lenders announcing rate increases today and this week, we asked brokers what's going on: https://www.birminghammail.co.uk/news/cost-of-living/halifax-issues-24-hour-warning-28686818?utm_source=linkedin.com&utm_medium=social&utm_campaign=sharebar
The high street bank has confirmed cuts from 0.04% to 0.11% and the launch of a new remortgage product up to 60% LTV from Thursday September 7. Experts react as follows: https://www.birminghammail.co.uk/news/midlands-news/santander-issues-24-hour-warning-27666005
Effective 12 March, the lender says it's making the following changes to its Existing Customer product range and switcher rate has been hiked up to 10bps on selected 2 and 5 year deals. NatWest has increased rates for existing borrowers. Effective 12 March, the lender says it's making the following changes to its Existing Customer product range and switcher rate has been hiked up to 10bps on selected 2 and 5 year deals. Experts give opinion: https://www.birminghammail.co.uk/news/cost-of-living/natwest-under-fire-over-new-28794035
The Bank of England has made the decision to leave rates unchanged, with financial services experts, estate agents and other small business owners based around the UK saying it's a "sigh of relief". The Chair invited the Committee to vote on the proposition that Bank Rate should be maintained at 5.25 per cent. After the Bank of England decision, some experts said it would be "music to the ears" of mortgage holders with the UK's biggest lenders like Lloyds, Barclays, HSBC, Natwest and Santander. Experts Opinion Follows: https://www.birminghammail.co.uk/news/midlands-news/music-ears-warning-issued-anbody-28032037
Newspage asked brokers for their thoughts on this interesting re-price from Santander, and what effect this might have on the rest of the market in the coming days. Read their comments: https://www.birminghammail.co.uk/news/cost-of-living/santander-announces-change-accounts-brilliant-28615225
Hot on the heels of HSBC, Halifax has announced it is reducing its mortgage rates again on Wednesday 15 November. Following the news, one broker said some rates, based on the current direction of travel, could even start with a three before the year is out in December. https://www.birminghammail.co.uk/news/midlands-news/six-week-warning-anybody-mortgage-28103472
Virgin Money has announced the launch of its new Fix and Switch Mortgage and boasts: "You won’t find a five-year fixed, with a two-year ERC, from any other provider." Virgin's Fix and Switch is a five-year fixed rate mortgage with a difference – its ERC only lasts until the end of year two. After that, there’s no ERC. This means customers get five-year protection against rates going up, but if they go down, they can switch to another deal after two years. Newspage asked mortgage brokers for their comments on this newly announced mortgage deal: https://www.birminghammail.co.uk/news/cost-of-living/virgin-media-issues-message-customers-28517365?utm_source=whatsapp&utm_medium=social&utm_campaign=sharebar
NatWest says the changes - announced on Monday - are for new and existing customers, taking its best deals below 4% in line with its competitors. Mortgage Experts give their opinions: https://www.birminghammail.co.uk/news/cost-of-living/natwest-announces-new-rules-mortgage-28452544